For the average driver, sifting through car insurance quotes can be a tedious ordeal. Insurers ask a huge range of questions, many of which seem to have nothing to do with the matter at hand. Combine this with the confusing array of choices when it comes to choosing the right quote – fully comprehensive cover versus third party, for instance – it’s no wonder that many drivers choose hastily or put of choosing altogether.
The questions asked by insurers before they give out car insurance quotes are actually to a very simple end – to find out what sort of a driver you are and assess the possible risks you might take on the road. So when an insurer asks a driver their age, they want to know what sort of driving experience they have. This also correlates to national statistics, which show that younger drivers have more accidents and therefore make more claims.